Starting from € 7 for 1 week
European Schengen Visa Insurance.....
Schengen Visa - European Travel Medical Insurance
- Risk carrier: SIA/MGEN
- From 1 day up to 365 days, with a maximum of 92 consecutive days from the departure date
- Up to 84 years of age
Amounts of compensation available per person per year
| Benefit | Cover |
|---|---|
| Medical evacuation and medical repatriation | Actual cost. - * |
|
Urgent medical fees |
50, 000 EUR. ** 250 EUR. The compensation from MGEN is subject to a deductible which is featured on the policy which is based on the age of the insured party, at a maximum of 250 EUR. per event |
| Cost for rescue and lifesaving | 40,000 EUR |
| Medical support | Actual cost |
| Remote medical advice | Actual cost |
| Advice from specialist doctors | Actual cost |
| Medicine supply | Actual cost |
| Provision of a plane ticket for the next of kin of the insured party |
Return ticket + Taxi |
| Travel for next of kin in the event of hospitalisation (greater than 7 days) |
Return ticket + taxi + 80 EUR per night (for a maximum of 7 days) |
| Repatriation of mortal remains + Fees for first preservation + Funeral costs |
40,000 EUR. |
| Repatriation of the rest of the insured party or of accompanying person |
2 Return tickets |
| Accompaniment for insured minors | Return ticket + Taxi |
| Sending urgent messages | Actual cost |
What Counts as a Pre-Existing Condition?
A pre-existing condition can trigger claim denials even when disclosed if policy timing and stability clauses are not met.
Travel Insurance for International Travel: What Coverage Actually Includes
Many travel insurance plans cap evacuation benefits below the real cost of long-distance air ambulance transport.
Medical Conditions That Void Your Travel Insurance?
Medical emergencies abroad are complicated by language barriers, unfamiliar hospital protocols and limited specialist access.
Medical Emergencies Abroad With Pre-Existing Conditions?
International hospital protocols vary dramatically. Stabilization is the first priority, but beyond that, complexity increases.
When Standard Travel Medical Insurance Isn’t Enough?
Complex evacuations involving cardiac patients, diabetics, oncology patients or individuals requiring specialized monitoring often exceed standard policy limits.
Schengen Visa Insurance - Europe
| Days/Age | Up to 18 y/o | 19 to 65 y/o | 66 to 70 y/o | 71 to 80 y/o | 81 to 85 y/o |
|---|---|---|---|---|---|
| 1-3 days | € 5 | € 6 | € 8 | € 11 | € 15 |
| 4-7 days | € 7 | € 8 | € 10 | € 17 | € 22 |
| 8-15 days | € 10 | € 12 | € 15 | € 22 | € 28 |
| 16-23 days | € 15 | € 18 | € 23 | € 31 | € 37 |
| 24-31 days | € 21 | € 29 | € 40 | € 51 | € 60 |
| 32-45 days | € 27 | € 37 | € 55 | € 67 | € 79 |
| 46-62 days | € 32 | € 40 | € 60 | € 74 | € 88 |
| 63-92 days | € 41 | € 51 | € 86 | € 93 | € 100 |
| 93-183 days | € 57 | € 72 | € 115 | € 134 | € 171 |
| 184-365 days | € 76 | € 79 | € 139 | € 187 | € 226 |
Schengen Visa - Swiss Guarantor
| Days/Age | Up to 18 y/o | 19 to 65 y/o | 66 to 70 y/o | 71 to 80 y/o | 81 to 85 y/o |
|---|---|---|---|---|---|
| 1-3 days | € 8 | € 11 | € 14 | € 18 | € 27 |
| 4-7 days | € 12 | € 15 | € 18 | € 28 | € 36 |
| 8-15 days | € 20 | € 22 | € 28 | € 36 | € 46 |
| 16-23 days | € 23 | € 25 | € 33 | € 41 | € 51 |
| 24-31 days | € 28 | € 30 | € 44 | € 54 | € 72 |
| 32-62 days | € 46 | € 48 | € 62 | € 80 | € 95 |
| 63-92 days | € 70 | € 80 | € 93 | € 109 | € 138 |
| 93-183 days | € 132 | € 146 | € 152 | € 165 | € 202 |
| 184-365 days | € 178 | € 184 | € 206 | € 247 | € 286 |
The Israel-Hamas War is ongoing and is considered. For all travelers purchasing a policy for travel to and/or involving transit through Israel, Jordan, Lebanon, please note that your travel insurance wil not cover any losses you suffer arising from this event.
More Travel Advice in brief: Travel Advice from Federal Department of Foreign Affairs
Schengen Visa Plan Rating
Limited plans tend to be cheaper but offer far less coverage and financial protection.